Can I Deposit A Money Order Through Usaa Mobile App
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Online checking accounts, such as those offered by USAA, come with a lot of advantages. They have lower fees, your depository financial institution is open 24/seven, and you can do everything online or with your mobile telephone – everything but deposit cash. While you can take a picture of a check to deposit information technology digitally, you tin can't do that with cash. If you lot have a USAA business relationship, you have to use a eolith-taking ATM to deposit cash. If there's not i near you, look for other options.[one]
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Use the USAA ATM locator website. USAA has a number of locations nationwide where yous tin manage your USAA accounts, primarily using an ATM. Click on "ATMs and Locations" nether the "Assist" menu to get started.[2]
- By default the map shows all USAA locations nationwide. You can zoom in and out on the map.
- Clicking on a dot on the map brings upwards specific data nearly that location and the services bachelor there.
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Find the nearest ATM. On the USAA ATM locator page, limit your search results to ATMs where you can deposit cash. Yous can put in a city or zip lawmaking as well, or only click on dots from the map. At that place aren't very many USAA ATMs where you can deposit cash.[iii]
- If you lot oft have cash deposits, y'all may want to check this map earlier you open a checking account with USAA.
Warning: At that place are large areas of the country where no cash deposit-taking ATMs are available, including the Pacific Northwest, nigh of the Midwest, and parts of the South.
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Deposit your cash. If yous alive in an area where a greenbacks deposit-taking ATM is nearby, y'all have a relatively easy way to deposit cash with USAA. These ATMs will have up to 30 bills at a time, and don't crave whatsoever deposit slips or envelopes.[4]
- Double-check that the machine counted your cash correctly, and go along your receipt.
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Follow upwards on your eolith. Depending on the location where you lot made your eolith, there may be a concord on your funds. At that place should be data on your receipt telling y'all when your funds will exist bachelor.[5]
- Check your USAA account within 24 hours to make sure your deposit is accurately reflected in your account.
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Buy a money lodge. Y'all can buy money orders at mail service offices, Western Union, and some grocery stores and discount stores, such as Walmart. Some places may not consequence money orders for more $one,000, so if y'all have a larger corporeality of cash, you might need to get more than than one.[6]
- You'll take to pay a fee to get your coin guild issued, just it's ordinarily no more a couple of dollars. The U.s. Postal Service only charges 45 cents for military coin orders.
- A money order is treated just similar a cheque. Since yous're depositing the money social club into your ain account, listing yourself as the recipient. Yous'll also make full out your information and sign as the purchaser of the coin order.[7]
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Download the USAA mobile app. If yous don't already have the USAA app on your smartphone, y'all can download it for free. And so, provide the details to gear up up access to your USAA account. This should but take a few minutes.[viii]
- Y'all tin can sign in to your account on the app using the same credentials that yous utilize on the USAA website. Depending on the security yous have set up, you may need to enter a lawmaking (sent through text or email) to verify your identity.
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Endorse the dorsum of the money order. Since the money order is payable to y'all, flip it over and sign in the endorsement area on the back of the money order. Add the words "For mobile deposit only at USAA FSB."[9]
- It's also a good idea to add your account number in the endorsement surface area, only it isn't strictly necessary.
Warning: Don't sign the back of the money guild until you're fix to deposit information technology. After you endorse information technology, the money order effectively becomes a blank check and anyone can cash it.
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Select "Transfer/Deposit" on the mobile app. Open the mobile app and tap the "Transfer/Deposit" menu tab, then choose "Deposit@Mobile." Bespeak that you want to deposit a check or money order, so follow the instructions.[10]
- If you merely downloaded the app or have never made a mobile deposit earlier, yous'll demand to grant the app admission to your phone'southward photographic camera and then you lot can complete your transaction.
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Browse both sides of the money order using your phone'southward photographic camera. A guide will appear on your phone screen. Lay the money order downward on a flat surface so that the 4 corners of the money gild are inside the guidelines and the writing on the money order is clear and visible. Then take a picture. Repeat with the other side of the money order.[11]
- Later on you take each photo, y'all'll have the opportunity to review the quality. If information technology seems blurry or crooked, you might want to take it again.
- Once you're satisfied with the photos, enter the corporeality of the money order and select the account where you desire the coin deposited (if y'all take more than one account).
Tip: Go along the money order at to the lowest degree until the coin appears in your account and is no longer "pending."
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Locate a USAA Preferred ATM. While you can't deposit greenbacks into a Preferred ATM, you tin can withdraw funds, bank check business relationship balances, or move funds between accounts without accruing any ATM fees.[12]
- Look for ATMs that have an "Allpoint," "MoneyPass," or "PNC Banking company" logo. These are USAA Preferred ATMs.
- If you lot find a Preferred ATM attached to a bank co-operative, you lot may want to consider opening an business relationship at that banking company. You can utilise that business relationship for cash deposits and too manage your USAA account from the aforementioned location.
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Get a prepaid debit carte. With a prepaid debit bill of fare, you may exist able to reload it with greenbacks around the clock. Link the menu to your USAA business relationship and you tin can easily transfer money from the carte du jour to your account online.[xiii]
- Store around for prepaid debit cards to find the one with the lowest fees that has convenient locations for you to reload the carte du jour.
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Maintain another account for cash deposits. If you already have a checking account at a brick-and-mortar bank, you can deposit your greenbacks into that account and and so transfer the coin to your USAA account. This typically isn't the easiest or most efficient way to deposit cash with USAA.[fourteen]
- While USAA doesn't charge any fees for incoming transfers, the other depository financial institution may charge a fee to initiate the transfer. Notice out how much the transfer is going to cost you lot before you open an account, specially if you're going to accept frequent cash deposits.
- Hold times are some other thing to keep in listen. Using this method may mean your funds aren't bachelor in your USAA account for several days.
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Write a check from some other account. If you have a friend or family member who has a checking account with a brick-and-mortar bank, they may be able to work out an arrangement with you. Eolith the cash in their bank account, and then have them write yous a cheque for the total.[15]
- Once you go their check, y'all can eolith information technology using the USAA mobile banking app on your phone.
Tip: Accept annotation of whatsoever hold times on personal checks then yous know when your funds volition be bachelor in your USAA account.
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About This Article
Article Summary X
To eolith cash with USAA, look for a nearby USAA ATM using the USAA ATM locator website. Yous can besides buy a cashier'south check or money guild with the greenbacks and and then deposit it into your business relationship using the USAA mobile banking app. Or, you can buy a prepaid debit card using the cash and link it to your USAA account. If none of these options piece of work, consider request a friend to deposit the cash for y'all and and so having them write you a check. To larn how to deposit greenbacks in a USAA ATM, read on!
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Source: https://www.wikihow.com/Deposit-Cash-with-USAA
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